International Monetary Fund (IMF) projected a sluggish couple of years we are heading towards. Moody's Analytics predicted the global economy to grow at 2.7 per cent in 2022 and slow to 2.3 per cent in 2023. The impact is already visible in the form of mass layoffs in tech giants like Google, Meta and many others. Smaller companies are also going with 3-5% reduction on their workforce in the name of low revenue and huge loss they incurred in the last year or two. I am sure you would have known some if not many who were impacted by the recession we currently are in. After the Wave 2 of Covid, when world had barely resumed to the new normal, we got into Russia-Ukraine war. Followed by China Real Estate Crisis. Market is not good and that may hit you tomorrow or the day after. What preparation have you done incase the employer decides to let you go? Do you have a backup? When we go for a long drive, we ensure the car has a stepney or a spare wheel. Do you have one for your income to...